National Credit Union Administration (NCUA) - an independent federal agency, based in Washington (State of Columbia), established by the U.S. Congress to oversee the federal credit union system. Most modern credit unions represent specialized consumer cooperatives of citizens associated by the principle of social community: place of work, place of residence, profession, or any other shared interest. To date, credit unions - virtually the only form of financial institution where people can quickly and without any problems get a relatively inexpensive cash loan. Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America. Corporate alliances are intermediaries between credit unions and financial markets. Credit unions of the open type are still controlled by their members, but at the same time provide services to people who are not its members (external customers).
Credit Union Location in Georgia
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To date, credit unions - virtually the only form of financial institution where people can quickly and without any problems get a relatively inexpensive cash loan. Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America. Most modern credit unions represent specialized consumer cooperatives of citizens associated by the principle of social community: place of work, place of residence, profession, or any other shared interest.
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The supreme body of the World Council of Credit Unions is the Assembly, which elects the president and the board of directors of WOCCU. The main activities of credit unions, aimed at the organization of mutual aid and social support of citizens is not intended to profit. Among the U.S. credit unions, there are three groups that differ in terms of assets, shareholders, and business services. Specialization of credit unions to provide financial services to its shareholders requires a particularly strict regulation of membership and acceptable activities. International cooperation has been particularly felt since the days when Alphonse Desjardins began the activity on development of credit union movement in North America. Today in the UK there are about 700 credit unions with assets exceeding 200 million pounds. Credit Union - one of the most attractive financial institutions for the public being a non-profit alternative to banks. Credit unions also differ from the traditional consumer cooperatives. Credit unions of the open type are still controlled by their members, but at the same time provide services to people who are not its members (external customers).