Corporate credit unions are united on a cooperative basis in the Central Credit Union (US Central Credit Union). Principles of cooperative democracy and interaction were adequate to the purposes for which people joined credit unions. The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks. Credit unions perform the function of social protection in a vital for people sphere of financial services. They care about improving the financial literacy of the population, are working on the formation of their members and their employees. The main advantage of credit unions consists in transparency, controllability, governance for shareholders. Until the 70's there was a proliferation of the U.S. credit unions due to the increase of their number and the number of shareholders, although it must be acknowledged that there was also and a qualitative growth. Initially, the target groups of credit unions were farmers (Raiffeisen), and now they include both individuals (credit unions), and organizations. Unlike banks, in order to use the services of a credit union, you have to become its member, having written an application and having paid thus shares and membership fee. On the consumer credit market in the U.S. credit unions are on the third place after the commercial banks and finance companies and are ahead of savings institutions, not taking into account the loans on real estate.
Columbus, Georgia have 6 agent Credit Union location in your country. All country.
Principles of cooperative democracy and interaction were adequate to the purposes for which people joined credit unions. Credit unions perform the function of social protection in a vital for people sphere of financial services. They care about improving the financial literacy of the population, are working on the formation of their members and their employees.
|Aflac Federal Credit Union, Columbus||
1932 Wynnton Road Columbus, GA 31999
Phone: 706-596-3239 ext. 3239
Routing number: 16096
Charter number: 261173967
|Golden Federal Credit Union, Columbus||
600 12th Street Columbus, GA 31902
Phone: (706) 323-3517
Routing number: 11489
Charter number: 261172670
|M E A Federal Credit Union, Columbus||
6333 Whitesville Road Columbus, GA 31904
Phone: (706) 563-5002
Routing number: 14034
Charter number: 261172968
|Members Alliance Federal Credit Union, Columbus||
6270 Bradley Park Dr Columbus, GA 31904
Phone: (706) 327-7608
Routing number: 24493
Charter number: 261171299
|Members United Credit Union, Columbus||
709 Veterans Parkway Columbus, GA 31901
Phone: 706-987-8000 ext. 110
Routing number: 67372
|Regional Members Federal Credit Union, Columbus||
3610 Gentian Blvd Columbus, GA 31907
Phone: (706) 321-3225
Routing number: 00376
Charter number: 261172560
Like any financial institution, credit unions have the financial resources. Credit unions attract people in the first place by the opportunity to get cash loan (credit) - quickly and relatively inexpensively. Principles of cooperative democracy and interaction were adequate to the purposes for which people joined credit unions. Specialization of credit unions to provide financial services to its shareholders requires a particularly strict regulation of membership and acceptable activities. The relationship between credit unions and shareholders arise from the membership and are not customer relationship. In the UK, credit unions are a source of financing of people groups. This tool is not widely used. Credit unions are financial institutions, financial cooperatives of citizens, and in this capacity they are above all associations of people, not unification of capitals, which is typical, for example, for public companies.