Representative organization, leading the coordination work in the field of development of both global and national credit union movement is the World Council of Credit Unions (WOCCU) established in 1971 (headquartered in Madison, USA). Among the U.S. credit unions, there are three groups that differ in terms of assets, shareholders, and business services. Income derived from the provision of services to its members, does not become the profit of credit union and is distributed among its members in proportion to their savings. On the consumer credit market in the U.S. credit unions are on the third place after the commercial banks and finance companies and are ahead of savings institutions, not taking into account the loans on real estate.
Credit Union Location in Fort Gordon, Georgia
Fort Gordon, Georgia have 1 agent Credit Union location in your country. All country.
Among the U.S. credit unions, there are three groups that differ in terms of assets, shareholders, and business services. On the consumer credit market in the U.S. credit unions are on the third place after the commercial banks and finance companies and are ahead of savings institutions, not taking into account the loans on real estate.
| Agent | Contacts |
|---|---|
| Fort Gordon Federal Credit Union, Fort Gordon |
247 Avenue Of The States Drive Bldg 36305 Fort Gordon, GA 30905
Phone: (706) 793-0012 Routing number: 12253 Charter number: 261171341 |
Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America. Corporate credit unions are united on a cooperative basis in the Central Credit Union (US Central Credit Union). Principles of cooperative democracy and interaction were adequate to the purposes for which people joined credit unions. First Credit Union was savings unprofitable institution, or rather credit cooperative, providing services to its members. Credit cooperatives and credit unions exist in many different forms. The main differences relate to the nature of the membership and the opening of a credit institution. Credit unions base their activities on savings of shareholders, their shares and savings contributions, which make up the fund of mutual financial assistance - a source of cash loans to shareholders. Credit unions encourage the proper use of shareholders savings, developing social programs (education, health, recreation, housing, etc.). Worldwide credit union movement is represented by regional confederations and national organizations within the World Council of Credit Unions.
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