Credit union is created by a group of members who pursue a common interest. Agreeing to make regular contributions, they create a fund from which can borrow money for investments and replenishment of working capital at favorable interest rates. Specialization of credit unions to provide financial services to its shareholders requires a particularly strict regulation of membership and acceptable activities. First central bank of credit unions appeared in 1876. Credit unions began to appear rapidly in many European countries. At the organization of the credit union it is important that people know each other and know the extent to which each of them is trustworthy. Credit unions appeared in England in the 19th century. In 1844 a group of workers from Rochdale established the first cooperative. U.S. credit unions have another significant difference from the credit cooperatives of farmers: the first have major proportion of short-term loans, the second - long and mostly in real estate.
Augusta, Georgia have 9 agent Credit Union location in your country. All country.
Specialization of credit unions to provide financial services to its shareholders requires a particularly strict regulation of membership and acceptable activities. At the organization of the credit union it is important that people know each other and know the extent to which each of them is trustworthy.
Agent | Contacts |
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Augusta Metro Federal Credit Union, Augusta |
205 Davis Road Augusta, GA 30907
Phone: (706) 854-6150 Routing number: 14228 Charter number: 261171927 |
Augusta Seaboard System Federal Credit Union, Augusta |
1212-C Augusta West Pkwy Augusta, GA 30909
Phone: (706) 650-9200 Routing number: 07922 Charter number: 261171914 |
Augusta Vah Federal Credit Union, Augusta |
1267 Augusta West Pkwy Augusta, GA 30909
Phone: (706) 855-2224 Routing number: 09029 Charter number: 261171215 |
Health Center Credit Union, Augusta |
1467 Harper Street Augusta, GA 30912
Phone: (706) 434-1638 Routing number: 67399 Charter number: 261189061 |
Rct Federal Credit Union, Augusta |
864 Broad St Ste 105 Augusta, GA 30901
Phone: (706) 826-1101 Routing number: 15885 Charter number: 261175169 |
Richmond City Health Department Employees Credit Union, Augusta |
1916 North Leg Rd Augusta, GA 30909
Phone: (706) 667-4329 Routing number: 67724 Charter number: 261173064 |
Tabernacle Federal Credit Union, Augusta |
1223 Laney Walker Blvd Augusta, GA 30901
Phone: (706) 724-1230 Routing number: 14103 Charter number: 261175415 |
United Neighborhood Federal Credit Union, Augusta |
1434 Poplar St Augusta, GA 30901
Phone: (706) 823-6378 Routing number: 24683 |
University Health Federal Credit Union, Augusta |
1402 Walton Way Suite 102 Augusta, GA 30901
Phone: (706) 774-8850 Routing number: 12908 Charter number: 261171956 |
Membership in the credit union is voluntary and is open to all citizens bound by with joint work or residence, who wished to create a credit union to use its services and are willing to take on relevant commitments and responsibilities. In 1908. the spread of credit unions has reached the United States. In 1935 President Roosevelt signed the state Charter on credit unions, which became a law. The first credit union in the United States was founded in 1909. by the group of Franco-American Catholics in Manchester, New Hampshire, and was called "Cooperative Credit Association of St. Mary. " Like the credit cooperatives, credit unions form associations of a higher level, which are called corporate credit unions. The number of shareholders of a credit union is limited and formalized by a list. Limit of the number is defined by the assembly and such assembly establishes the charter. As of the January 1, 2012 the national associations and confederations unite more than 196 million members participating in the 51,013 credit unions in 100 countries.