Main share of credit unions assets is concentrated in loans (about 50%), while the share of consumer loans in commercial banks and finance companies active operations rarely exceeds 15%. The most common type of loans in credit unions are loans to purchase new and used cars (40%), followed by first mortgages and second mortgages (35%), about 10% are unsecured personal loans to member of unions and about 15% - are loans on credit cards and other loans. Credit unions encourage savings of citizens, setting compensation payments (interest) on savings and provide from these savings loans to their members. Is necessary that all shareholders of the credit union were members of a single community, would know each other well enough to enjoy mutual trust. Worldwide credit union movement is represented by regional confederations and national organizations within the World Council of Credit Unions.
Credit Union Location in Moultrie, Georgia
Moultrie, Georgia have 2 agent Credit Union location in your country. All country.
Credit unions encourage savings of citizens, setting compensation payments (interest) on savings and provide from these savings loans to their members. Worldwide credit union movement is represented by regional confederations and national organizations within the World Council of Credit Unions.
| Agent | Contacts |
|---|---|
| Colquitt County Teacher Federal Credit Union, Moultrie |
720 28th Ave Se Moultrie, GA 31768
Phone: (229) 890-6214 Routing number: 11996 Charter number: 261272101 |
| Moultrie Employees Federal Credit Union, Moultrie |
110 4th Ave Sw Moultrie, GA 31768
Phone: (229) 890-5418 Routing number: 10330 Charter number: 261273003 |
Membership in the credit union is voluntary and is open to all citizens bound by with joint work or residence, who wished to create a credit union to use its services and are willing to take on relevant commitments and responsibilities. All the members of the credit union, regardless of gender, ethnicity, religious and political beliefs, as well as the size of the monetary share have equal rights. In the UK, credit unions are a source of financing of people groups. This tool is not widely used. To increase the number of credit unions in 1979 was adopted the corresponding law that serves as the legal basis of their activity. Credit union as a consumer cooperative operates on the principles of equality of all its members.
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