The economic basis of credit unions - finances of a household. The main objective of the credit union - to ensure financial stability of a household, to ensure the priority of their shareholders' financial interests. First Credit Union was savings unprofitable institution, or rather credit cooperative, providing services to its members. All the members of the credit union, regardless of gender, ethnicity, religious and political beliefs, as well as the size of the monetary share have equal rights. To reduce the risk of default on loans members of the credit union shall the joint guarantee. Since the early 80's started the process of consolidation of credit unions, leading to a decrease in their number with a simultaneous increase in the total number of members. In the case of default the shareholder - individual will respond with its property and, in addition, is jointly and severally liable with the credit union's commitments. Corporate alliances are intermediaries between credit unions and financial markets.
Rome, Georgia have 6 agent Credit Union location in your country. All country.
First Credit Union was savings unprofitable institution, or rather credit cooperative, providing services to its members. To reduce the risk of default on loans members of the credit union shall the joint guarantee.
Agent | Contacts |
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Beka Federal Credit Union, Rome |
301 Darlington Dr Rome, GA 30161
Phone: 706-235-4481 ext. 241 Routing number: 21575 Charter number: 261173585 |
Coosa Valley Federal Credit Union, Rome |
2010 Redmond Circle Rome, GA 30165
Phone: (706) 235-8551 Routing number: 09488 Charter number: 261171383 |
Floyd County Postal Employees Credit Union, Rome |
1420 Martha Berry Blvd Rome, GA 30165
Phone: (706) 291-7501 Routing number: 67539 Charter number: 261172395 |
Georgia Power Northwest Federal Credit Union, Rome |
906 North Broad Se Rome, GA 30161
Phone: (706) 232-6871 Routing number: 00365 Charter number: 261172573 |
Northwest Georgia Credit Union, Rome |
1307 Redmond Road Nw Rome, GA 30165
Phone: 706-291-9290 ext. 26 Routing number: 65912 Charter number: 261187173 |
Rome Kraft Employees Credit Union, Rome |
4620 Alabama Highway Rome, GA 30165
Phone: (706) 295-9027 Routing number: 60707 Charter number: 261171590 |
Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America. National Credit Union Administration (NCUA) - an independent federal agency, based in Washington (State of Columbia), established by the U.S. Congress to oversee the federal credit union system. Typically new members of the credit union become citizens having suretyship or recommendations from their friends - members of the credit union. Over 30% of the assets of credit unions are investments in government securities, certificates of deposit of banks and savings loan associations, as well as in the parent credit unions, and other risk-free investments. In the credit union compensation for use of the loan (interest) is a source of compensation for savings. Credit cooperatives and credit unions exist in many different forms. The main differences relate to the nature of the membership and the opening of a credit institution.