In the early forties of the 20th century, Western Union has used the first time a commercial intercity microwave transmission system. In 1935, Western Union has put into operation first intercity fax communication. In 1866, Sibley ordered the engineers to develop a Western Union telegraph system of stock quotes in real time. In 1914 Western Union engineers invented the first payment card - a prototype of the modern credit card. Western Union for more than 130 years provides money transfer services to its customers. Gold Card Loyalty Program Western Union Western Union made so that the time in all of American civil services was the same.