When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. Ria Money Transfers provides money transfer services since 1987 and at the beginning of its activity the company specialized in servicing of the Hispanic community, which lived in the U.S. RIA Money Transfer Service is going to expand its network to the CIS countries. The main advantage of the money trtansfer system RIA Envia are moderate client fees and extremely wide geography of a offices.