RIA Money Transfer is operating in the sector of remittances since 1987, when it started to carry out money transfers from the U.S. to Latin America. All money transfers to the addressee are carried out in real time mode (on-line). RIA Envia is planning to develop its wired transfer service between the CIS countries (already connected to the bank systems of several countries). But for the present in these countries bank clients can only receive money transfers, sent from abroad via RIA Money Transfer. General conditions the transfer via RIA Money Transfer: if the sending or payment of the transfer is carried out with the opening of the current account, the customer account is opened for free. The main advantage of the money trtansfer system RIA Envia are moderate client fees and extremely wide geography of a offices. In order send or receive wired money transfer via RIA Money Transfers neither the recipient nor the sender doesn't have to have any bank accounts. Commission for the wired money money transfer is charged only from the sender, the recipient only gets money in one of the RIA Envia agent offices. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount.