When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. The main advantage of the money trtansfer system RIA Envia are moderate client fees and extremely wide geography of a offices. How to obtain the remittance via RIA Money Transfer - please contact your nearest agent network system. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. RIA Money Transfer is one of the most popular money transfer systems in Europe and America.