General conditions of remittances via RIA Money Transfer: payment is carried out in cash, euros and U.S. dollars. Originally Ria Money Transfer was servicing Latin American diaspora in the U.S. (hence the name). If the sender wishes, the unpaid money transfer will remain in the system for another week. RIA Envia is occupied with money transfers since 1987 and its main office is located in New York. The main advantage of the money trtansfer system RIA Envia are moderate client fees and extremely wide geography of a offices. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. RIA Money Transfer (RIA Envia) is the American system of money remittances, it is very democratic and intended only for international money transfers.