If the sender wishes, the unpaid money transfer will remain in the system for another week. How to make money transfer using RIA Money Transfer - make your payment and compensate the cost of services. All money transfers to the addressee are carried out in real time mode (on-line). RIA Envia is occupied with money transfers since 1987 and its main office is located in New York. The company RIA Envia is a member of Euronet financial group and has a wide network of agents and branches in Europe and North and Latin America. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount.