General conditions of remittances via RIA Money Transfer: the remittance fee is paid by the sender only, the payment of the transfer is free of charge. If the sender wishes, the unpaid money transfer will remain in the system for another week. RIA Money Transfer is operating in the sector of remittances since 1987, when it started to carry out money transfers from the U.S. to Latin America. RIA Envia is occupied with money transfers since 1987 and its main office is located in New York. The main advantage of the money trtansfer system RIA Envia are moderate client fees and extremely wide geography of a offices. Now RIA Envia is expanding actively on Asian market (particularly in the South-East), Oceania and Africa.