Credit Union Location in La Crosse, Wisconsin

Membership in the credit union is voluntary and is open to all citizens bound by with joint work or residence, who wished to create a credit union to use its services and are willing to take on relevant commitments and responsibilities. In the U.S., credit unions have a clear organizational structure. All credit unions belong to one or the other parent credit union (there are 35 of them in the U.S.). Credit unions also differ from the traditional consumer cooperatives. Typically new members of the credit union become citizens having suretyship or recommendations from their friends - members of the credit union. International cooperation has been particularly felt since the days when Alphonse Desjardins began the activity on development of credit union movement in North America. Credit unions are competitors of savings institutions, adding interest on deposits of members. This applies to the shares, as well as to additional funds transferred to the account in the credit union. Shareholders in corporate organizations are basic credit unions, besides the same union can be a shareholder of several corporate organizations. The specifics of credit unions and, in some sense, their uniqueness lies in the fact that they work not for profit and do not appropriate profit.

Credit Union Location in La Crosse, Wisconsin

La Crosse, Wisconsin have 9 agent Credit Union location in your country. All country.

In the U.S., credit unions have a clear organizational structure. All credit unions belong to one or the other parent credit union (there are 35 of them in the U.S.). Typically new members of the credit union become citizens having suretyship or recommendations from their friends - members of the credit union.

Agent	Contacts
Community Credit Union, La Crosse	311 Main St La Crosse, WI 54601 Phone: (608) 779-2400 Routing number: 67253
Dairyland Power Credit Union, La Crosse	3200 East Avenue South La Crosse, WI 54601 Phone: (608) 787-1283 Routing number: 66665
Firefighters Credit Union, La Crosse	525 5th Avenue S La Crosse, WI 54601 Phone: (608) 784-9480 Routing number: 66423
Franciscan Skemp Credit Union, La Crosse	605 West Ave South La Crosse, WI 54601 Phone: (608) 785-0377 Routing number: 66611
Governmental Employees Credit Union, La Crosse	225 Lacrosse St Lacrosse, WI 546023253 Phone: (608) 785-7720 Routing number: 66529
Gundersen Lutheran Credit Union, La Crosse	1910 South Ave La Crosse, WI 54601 Phone: (608) 775-4715 Routing number: 66477
La Crosse Area Postal Credit Union, La Crosse	425 State Street Room 226 La Crosse, WI 54601 Phone: (608) 784-2499 Routing number: 66610
La Crosse-Burlington Credit Union, La Crosse	La Crosse-Burlington Credit Union 1735 Credit Union Court La Crosse, WI 54603 Phone: (608) 781-5040 Routing number: 66406
River City Community Credit Union, La Crosse	1009 4th St S La Crosse, WI 54601 Phone: (608) 782-5050 Routing number: 66463

Main share of credit unions assets is concentrated in loans (about 50%), while the share of consumer loans in commercial banks and finance companies active operations rarely exceeds 15%. The most common type of loans in credit unions are loans to purchase new and used cars (40%), followed by first mortgages and second mortgages (35%), about 10% are unsecured personal loans to member of unions and about 15% - are loans on credit cards and other loans. The number of shareholders of a credit union is limited and formalized by a list. Limit of the number is defined by the assembly and such assembly establishes the charter. When organizing the credit union it is important that people know each other and know the extent to which each of them is trustworthy. Members of credit unions place in credit unions usually free fund balances, ie those that remain after expenses devoted to education of children, the acquisition of new properties, additional pension benefits, etc. Share contributions are transferred to the credit union on the basis of membership for the whole stay of a shareholder as member of the credit union and are the basis of membership. Membership in the credit union forms responsible citizens and conscientious attitude to their obligations as a norm of behavior, identify the value of a decent man's reputation in the business turnover. To increase the number of credit unions in 1979 was adopted the corresponding law that serves as the legal basis of their activity.