In the U.S., credit unions have a clear organizational structure. All credit unions belong to one or the other parent credit union (there are 35 of them in the U.S.). Most modern credit unions represent specialized consumer cooperatives of citizens associated by the principle of social community: place of work, place of residence, profession, or any other shared interest. Principles of cooperative democracy and interaction were adequate to the purposes for which people joined credit unions. First Credit Union was savings unprofitable institution, or rather credit cooperative, providing services to its members. At the organization of the credit union it is important that people know each other and know the extent to which each of them is trustworthy. Among the U.S. credit unions, there are three groups that differ in terms of assets, shareholders, and business services. Shareholders in corporate organizations are basic credit unions, besides the same union can be a shareholder of several corporate organizations. The specifics of credit unions and, in some sense, their uniqueness lies in the fact that they work not for profit and do not appropriate profit.
Credit Union Location in Houston, Texas
Houston, Texas have 73 agent Credit Union location in your country. All country.
Most modern credit unions represent specialized consumer cooperatives of citizens associated by the principle of social community: place of work, place of residence, profession, or any other shared interest. First Credit Union was savings unprofitable institution, or rather credit cooperative, providing services to its members.
| Agent | Contacts |
|---|---|
| Sp Trainmen Federal Credit Union, Houston |
12655 Woodforest, Suite 855 Houston, TX 77015
Phone: (713) 453-1010 Routing number: 09496 |
| Space City Credit Union, Houston |
3101 Harrisburg Blvd Houston, TX 77011
Phone: (713) 222-1244 Routing number: 61135 |
| St. Lukes Community Federal Credit Union, Houston |
11011 Hall Rd Houston, TX 77089
Phone: (281) 464-8286 Routing number: 23525 |
| St. Marys Federal Credit Union, Houston |
3006 Rosedale Houston, TX 77004
Phone: (713) 528-0571 Routing number: 24343 |
| St. Stephens Federal Credit Union, Houston |
1215 James St Houston, TX 77009
Phone: (713) 862-8945 Routing number: 11624 |
| Startrust Federal Credit Union, Houston |
500 Dallas St Ste. P-90 Houston, TX 77002
Phone: (832) 615-7000 Routing number: 24229 |
| Stewart Credit Union, Houston |
1980 Post Oak Blvd Ste: 910 Houston, TX 77056
Phone: (713) 625-8099 Routing number: 67613 |
| Taiwanese American Federal Credit Union, Houston |
5885 Point West Dr Ste 200 Houston, TX 77036
Phone: (713) 988-3764 Routing number: 22014 |
| Texas Lee Federal Credit Union, Houston |
242 S. Post Oak Lane Houston, TX 77056
Phone: (713) 965-0744 Routing number: 18218 |
| The Grocers Supply Employees Credit Union, Houston |
3010 E Holcombe Houston, TX 77021
Phone: (713) 746-5675 Routing number: 67640 |
National Credit Union Administration (NCUA) - an independent federal agency, based in Washington (State of Columbia), established by the U.S. Congress to oversee the federal credit union system. To date, credit unions - virtually the only form of financial institution where people can quickly and without any problems get a relatively inexpensive cash loan. Credit unions attract people in the first place by the opportunity to get cash loan (credit) - quickly and relatively inexpensively. The number of shareholders of a credit union is limited and formalized by a list. Limit of the number is defined by the assembly and such assembly establishes the charter. All the members of the credit union, regardless of gender, ethnicity, religious and political beliefs, as well as the size of the monetary share have equal rights. Credit unions of the open type are still controlled by their members, but at the same time provide services to people who are not its members (external customers). Taking a decision to join a credit union, citizens create an organization through which they participate in the shared savings by mutual crediting and joint (collective) use of personal savings. Historically, credit unions have grown from the experience of credit cooperatives, but they took the experience of organizations of mutual aid of citizens by moving methods of social self-protection from labor and toward consumption. Important specifics of creating a credit union - an initiative order of organization: people do not receive any instructions, orders or regulations, the unification into a credit union occurs by their will and decision. Credit union as a consumer cooperative operates on the principles of equality of all its members.