Membership in the credit union is voluntary and is open to all citizens bound by with joint work or residence, who wished to create a credit union to use its services and are willing to take on relevant commitments and responsibilities. The economic basis of credit unions - finances of a household. The main objective of the credit union - to ensure financial stability of a household, to ensure the priority of their shareholders' financial interests. The uniqueness of credit unions is that they put together the principles and benefits of financial cooperatives, consumer cooperatives and mutual aid funds, born once by trade unions. Credit union promotes the effective conservation of personal funds of its members, giving them the loans from the funds of the credit union, as well as the sharing of savings in education, housing, health care and other programs of social support and social development of its members. Members of credit unions place in credit unions usually free fund balances, ie those that remain after expenses devoted to education of children, the acquisition of new properties, additional pension benefits, etc. Membership in the credit union forms responsible citizens and conscientious attitude to their obligations as a norm of behavior, identify the value of a decent man's reputation in the business turnover. In some cases, the initiators of credit unions can be trade unions, associations such as social support centers and others. To increase the number of credit unions in 1979 was adopted the corresponding law that serves as the legal basis of their activity.
Credit Union Location in Houston, Texas
Houston, Texas have 73 agent Credit Union location in your country. All country.
The economic basis of credit unions - finances of a household. The main objective of the credit union - to ensure financial stability of a household, to ensure the priority of their shareholders' financial interests. Credit union promotes the effective conservation of personal funds of its members, giving them the loans from the funds of the credit union, as well as the sharing of savings in education, housing, health care and other programs of social support and social development of its members.
| Agent | Contacts |
|---|---|
| Houston Chronicle Employees Federal Credit Union, Houston |
801 Texas Avenue Houston, TX 77002
Phone: 713-362-7089 ext. 7089 Routing number: 18424 |
| Houston Highway Credit Union, Houston |
8120 Washington Ave Houston, TX 77007
Phone: (713) 864-4438 Routing number: 67627 |
| Houston Municipal Employees Federal Credit Union, Houston |
608 E Tidwell Rd Houston, TX 77022
Phone: (713) 699-0795 Routing number: 24570 |
| Houston Musicians Federal Credit Union, Houston |
609 Chenevert Street Houston, TX 77003
Phone: (713) 236-8670 Routing number: 08872 |
| Houston Police Federal Credit Union, Houston |
1600 Memorial Houston, TX 77007
Phone: (713) 986-0200 Routing number: 02357 |
| Houston Teamsters Federal Credit Union, Houston |
10959 Ella Blvd Suite C Houston, TX 77067
Phone: (281) 876-2501 Routing number: 20147 |
| Houston Texas Fire Fighters Federal Credit Union, Houston |
4200 Kolb Street Houston, TX 77007
Phone: (713) 864-0959 Routing number: 00258 |
| Investex Credit Union, Houston |
905 Aldine Bender Rd Houston, TX 77032
Phone: (281) 449-0109 Routing number: 67637 |
| J. S. C. Federal Credit Union, Houston |
1330 Gemini Houston, TX 77058
Phone: (281) 488-7070 Routing number: 14762 |
| Kbr Heritage Federal Credit Union, Houston |
601 Jefferson Kt-02 Houston, TX 77002
Phone: (713) 753-3022 Routing number: 08344 |
Credit unions attract people in the first place by the opportunity to get cash loan (credit) - quickly and relatively inexpensively. Specialization of credit unions to provide financial services to its shareholders requires a particularly strict regulation of membership and acceptable activities. First central bank of credit unions appeared in 1876. Credit unions began to appear rapidly in many European countries. At the organization of the credit union it is important that people know each other and know the extent to which each of them is trustworthy. Cooperation between credit unions, how they would not have been named, took place always, from the moment when the movement moved outside one credit union. International cooperation has been particularly felt since the days when Alphonse Desjardins began the activity on development of credit union movement in North America. The value of credit unions is not limited to the role of the economic agent - they are an important element of the social structure and a factor of social stability and progress. In the UK, credit unions are a source of financing of people groups. This tool is not widely used. Credit union as a consumer cooperative operates on the principles of equality of all its members. Worldwide credit union movement is represented by regional confederations and national organizations within the World Council of Credit Unions.