Principles of cooperative democracy and interaction were adequate to the purposes for which people joined credit unions. Specialization of credit unions to provide financial services to its shareholders requires a particularly strict regulation of membership and acceptable activities. Typically new members of the credit union become citizens having suretyship or recommendations from their friends - members of the credit union. Credit unions perform the function of social protection in a vital for people sphere of financial services. They care about improving the financial literacy of the population, are working on the formation of their members and their employees. The main advantage of credit unions consists in transparency, controllability, governance for shareholders. Contributions from of shareholders in credit unions in no way can be considered as borrowed funds, they come from the shareholders and for the shareholders and can not be used to provide services to third parties. The relationship between credit unions and shareholders arise from the membership and are not customer relationship. Today, the World Council of Credit Unions is represented as members four regional confederations and twelve national associations.
Credit Union Location in Houston, Texas
Houston, Texas have 73 agent Credit Union location in your country. All country.
Specialization of credit unions to provide financial services to its shareholders requires a particularly strict regulation of membership and acceptable activities. Credit unions perform the function of social protection in a vital for people sphere of financial services. They care about improving the financial literacy of the population, are working on the formation of their members and their employees.
| Agent | Contacts |
|---|---|
| Ada Employees Credit Union, Houston |
6603 Kirbyville Houston, TX 77033
Phone: (713) 640-0160 Routing number: 67487 |
| Allied Credit Union, Houston |
6110 Pinemont Houston, TX 77092
Phone: (713) 353-0460 Routing number: 68392 |
| Area West Federal Credit Union, Houston |
11666 Katy Freeway Houston, TX 77043
Phone: (281) 596-1203 Routing number: 12548 |
| Baker Hughes Federal Credit Union, Houston |
6830 Navigation Blvd Houston, TX 77011
Phone: (713) 923-9559 Routing number: 16271 |
| Bayou City Federal Credit Union, Houston |
6414 Fannin Street G50 Houston, TX 77030
Phone: (713) 704-4943 Routing number: 23582 |
| Bcm Federal Credit Union, Houston |
One Baylor Plaza Suite 059e Houston, TX 77030
Phone: (713) 798-4820 Routing number: 12892 |
| Bluebonnet Credit Union, Houston |
1314 Texas St Houston, TX 77002
Phone: (713) 651-1500 Routing number: 68570 |
| Bp Federal Credit Union, Houston |
580 Westlake Park Blvd Suite 150 Houston, TX 77079
Phone: (281) 870-8000 Routing number: 24445 |
| Brentwood Baptist Church Federal Credit Union, Houston |
13033 1/2 Landmark Houston, TX 77045
Phone: (713) 852-1459 Routing number: 24463 |
| C-E Federal Credit Union, Houston |
C-E Federal Credit Union 7002 Fauna St Houston, TX 77061
Phone: (713) 645-4961 Routing number: 03833 |
Like any financial institution, credit unions have the financial resources. Credit unions attract people in the first place by the opportunity to get cash loan (credit) - quickly and relatively inexpensively. First Credit Union was savings unprofitable institution, or rather credit cooperative, providing services to its members. Credit union services are available only to its shareholders. National Credit Union Insurance Fund was created by Congress in 1970 to insure deposits of credit union members in the amount of 100 thousand dollars. Contributions from of shareholders in credit unions in no way can be considered as borrowed funds, they come from the shareholders and for the shareholders and can not be used to provide services to third parties. In the case of default the shareholder - individual will respond with its property and, in addition, is jointly and severally liable with the credit union's commitments. Credit unions, like today's credit unions, emerged in the 19th century in Germany as a result of crop failure and famine. Standards by which credit unions build their work do not coincide with the standards and regulations of consumer cooperation of the usual type. Credit unions encourage the proper use of shareholders savings, developing social programs (education, health, recreation, housing, etc.).