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Activity of the credit union consists of organizing mutual financial assistance by meeting the needs of its members in the services of saving and obtaining loans. The uniqueness of credit unions is that they put together the principles and benefits of financial cooperatives, consumer cooperatives and mutual aid funds, born once by trade unions. To reduce the risk of default on loans members of the credit union shall the joint guarantee. National Credit Union Insurance Fund was created by Congress in 1970 to insure deposits of credit union members in the amount of 100 thousand dollars. A potential new member of a credit union must submit a recommendation of shareholders in which the referee becomes a warrant of a future member of the credit union.


Credit Union Location in Rock Hill, South Carolina

Credit Union

Rock Hill, South Carolina have 2 agent Credit Union location in your country. All country.

The uniqueness of credit unions is that they put together the principles and benefits of financial cooperatives, consumer cooperatives and mutual aid funds, born once by trade unions. National Credit Union Insurance Fund was created by Congress in 1970 to insure deposits of credit union members in the amount of 100 thousand dollars.

Agent Contacts
1st Patriots Federal Credit Union, Rock Hill 2760 Home Depot Blvd Rock Hill, SC 29730

Phone: (803) 366-6148
Routing number: 09859
Charter number: 253279620
Family Trust Federal Credit Union, Rock Hill 1615 Progress Way P.O. Drawer 10233 Rock Hill, SC 29730

Phone: (803) 367-4100
Routing number: 11554
Charter number: 253279659


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First Credit Union was savings unprofitable institution, or rather credit cooperative, providing services to its members. Credit unions appeared in England in the 19th century. In 1844 a group of workers from Rochdale established the first cooperative. The relationship between credit unions and shareholders arise from the membership and are not customer relationship. On the consumer credit market in the U.S. credit unions are on the third place after the commercial banks and finance companies and are ahead of savings institutions, not taking into account the loans on real estate. Unlike banks credit unions limit their activities to a closed circle of people. Credit Union - one of the most attractive financial institutions for the public being a non-profit alternative to banks.