In the U.S., credit unions have a clear organizational structure. All credit unions belong to one or the other parent credit union (there are 35 of them in the U.S.). Credit unions also differ from the traditional consumer cooperatives. Credit union promotes the effective conservation of personal funds of its members, giving them the loans from the funds of the credit union, as well as the sharing of savings in education, housing, health care and other programs of social support and social development of its members. Credit unions perform the function of social protection in a vital for people sphere of financial services. They care about improving the financial literacy of the population, are working on the formation of their members and their employees. Credit Union - one of the most attractive financial institutions for the public being a non-profit alternative to banks.
Credit Union Location in Decatur, Alabama
Decatur, Alabama have 2 agent Credit Union location in your country. All country.
Credit unions also differ from the traditional consumer cooperatives. Credit unions perform the function of social protection in a vital for people sphere of financial services. They care about improving the financial literacy of the population, are working on the formation of their members and their employees.
| Agent | Contacts |
|---|---|
| Family Security Credit Union, Decatur |
2204 Family Security Pl Sw Decatur, AL 35603
Phone: (256) 340-2000 Routing number: 60605 Charter number: 262284279 |
| Wolverine Employees Credit Union, Decatur |
1616 Church St Se Decatur, AL 35601
Phone: (256) 355-5010 Routing number: 61150 Charter number: 262286358 |
Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America. Like any financial institution, credit unions have the financial resources. Credit unions attract people in the first place by the opportunity to get cash loan (credit) - quickly and relatively inexpensively. In the case of default the shareholder - individual will respond with its property and, in addition, is jointly and severally liable with the credit union's commitments. Credit cooperatives and credit unions exist in many different forms. The main differences relate to the nature of the membership and the opening of a credit institution. Today, the World Council of Credit Unions is represented as members four regional confederations and twelve national associations. Corporate alliances are intermediaries between credit unions and financial markets.
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