Typically, donor contributions to the credit unions are targeted and used in the same statutory requirements and restrictions as the Mutual Financial Aid fund as a whole. Some credit unions are closed, serving only their members. However, the more and more popularitywin cooperatives of open type. Credit union is created by a group of members who pursue a common interest. Agreeing to make regular contributions, they create a fund from which can borrow money for investments and replenishment of working capital at favorable interest rates. Shareholders in corporate organizations are basic credit unions, besides the same union can be a shareholder of several corporate organizations. Credit Union - a non-profit financial institution specialized in mutual financial assistance by providing savings and credit services to their members. Unlike banks credit unions limit their activities to a closed circle of people. A potential new member of a credit union must submit a recommendation of shareholders in which the referee becomes a warrant of a future member of the credit union.
Wilkes-Barre, Pennsylvania have 12 agent Credit Union location in your country. All country.
Some credit unions are closed, serving only their members. However, the more and more popularitywin cooperatives of open type. Shareholders in corporate organizations are basic credit unions, besides the same union can be a shareholder of several corporate organizations.
Agent | Contacts |
---|---|
Choice One Community Federal Credit Union, Wilkes-Barre |
101 Hazle Street Wilkes-Barre, PA 18702
Phone: (570) 823-7676 Routing number: 04240 Charter number: 231386878 |
Cross Valley Federal Credit Union, Wilkes-Barre |
640 Baltimore Drive Wilkes-Barre, PA 187030597
Phone: (800) 548-2849 Routing number: 19228 Charter number: 231386881 |
Holy Rosary Church Federal Credit Union, Wilkes-Barre |
324 Hazle Street Wilkes-Barre, PA 18702
Phone: (570) 826-1660 Routing number: 12621 Charter number: 231386755 |
Luzerne County Federal Credit Union, Wilkes-Barre |
20 Penn Place Wilkes-Barre, PA 18701
Phone: (570) 825-1790 Routing number: 17323 Charter number: 231386784 |
N E Blue Cross Employees Federal Credit Union, Wilkes-Barre |
19 North Main St Wilkes-Barre, PA 18711
Phone: (570) 200-6551 Routing number: 16505 Charter number: 231379474 |
P.G. & W. Employees Federal Credit Union, Wilkes-Barre |
265 S Main St Wilkes-Barre, PA 18701
Phone: (570) 829-8882 Routing number: 21885 Charter number: 231387932 |
Penn Wilco Federal Credit Union, Wilkes-Barre |
87 N. Main St. Wilkes-Barre, PA 18701
Phone: (570) 820-0400 Routing number: 02739 Charter number: 231386807 |
Saint Nicholas Federal Credit Union, Wilkes-Barre |
254 S Washington St Wilkes-Barre, PA 18701
Phone: (570) 825-2640 Routing number: 02583 Charter number: 231386823 |
Vantage Trust Federal Credit Union, Wilkes-Barre |
881 Mundy Street Wilkes-Barre, PA 187026939
Phone: (570) 819-3337 Routing number: 05867 Charter number: 231386904 |
W-Bee Federal Credit Union, Wilkes-Barre |
W-Bee Federal Credit Union 87 N. Main St. Wilkes-Barre, PA 18701
Phone: (570) 825-9950 Routing number: 02657 Charter number: 231386865 |
The main advantage of credit unions consists in transparency, controllability, governance for shareholders. Until the mid-XX century, credit unions in the United States had little assets that did not exceed, as a rule, 100 thousand dollars Initially, the target groups of credit unions were farmers (Raiffeisen), and now they include both individuals (credit unions), and organizations. Consumer loan and reliable savings - these are the main goals, which mean "natural persons" having decided to unite in credit consumer cooperative. Credit unions, like today's credit unions, emerged in the 19th century in Germany as a result of crop failure and famine. Credit unions encourage the proper use of shareholders savings, developing social programs (education, health, recreation, housing, etc.). A credit union on its own initiative order is created by citizens (individuals) to solve their financial problems that they could not solve in other financial institutions.