National Credit Union Administration (NCUA) - an independent federal agency, based in Washington (State of Columbia), established by the U.S. Congress to oversee the federal credit union system. Typically new members of the credit union become citizens having suretyship or recommendations from their friends - members of the credit union. Credit unions are competitors of savings institutions, adding interest on deposits of members. This applies to the shares, as well as to additional funds transferred to the account in the credit union. The main activities of credit unions, aimed at the organization of mutual aid and social support of citizens is not intended to profit. Initially, the target groups of credit unions were farmers (Raiffeisen), and now they include both individuals (credit unions), and organizations. The relationship between credit unions and shareholders arise from the membership and are not customer relationship. A credit union on its own initiative order is created by citizens (individuals) to solve their financial problems that they could not solve in other financial institutions.
Credit Union Location in Wilkes-Barre, Pennsylvania
Wilkes-Barre, Pennsylvania have 12 agent Credit Union location in your country. All country.
Typically new members of the credit union become citizens having suretyship or recommendations from their friends - members of the credit union. The main activities of credit unions, aimed at the organization of mutual aid and social support of citizens is not intended to profit.
| Agent | Contacts |
|---|---|
| Wilkes- Barre City Employees Federal Credit Union, Wilkes-Barre |
Wilkes- Barre City Employees Federal Credit Union 40 E Market St Wilkes-Barre, PA 18711
Phone: (570) 826-8244 Routing number: 14074 Charter number: 231386894 |
| Wilkes-Barre Postal Federal Credit Union, Wilkes-Barre |
Wilkes-Barre Postal Federal Credit Union 566 South Main Street Wilkes-Barre, PA 18701
Phone: (570) 823-6151 Routing number: 01172 Charter number: 231386852 |
Fund of Mutual Financial Aid of the credit union can be extended by sponsorship contributions from businesses, organizations, including on a returnable basis. In the U.S. credit unions timely and full repayment of loans is a common phenomenon. Unpaid and delinquent loans are not more than 3% of their amount. When organizing the credit union it is important that people know each other and know the extent to which each of them is trustworthy. At the organization of the credit union it is important that people know each other and know the extent to which each of them is trustworthy. Among the U.S. credit unions, there are three groups that differ in terms of assets, shareholders, and business services. Cooperation between credit unions, how they would not have been named, took place always, from the moment when the movement moved outside one credit union. The specifics of credit unions and, in some sense, their uniqueness lies in the fact that they work not for profit and do not appropriate profit.
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