Credit Union Location in St. Paul, Minnesota

Representative organization, leading the coordination work in the field of development of both global and national credit union movement is the World Council of Credit Unions (WOCCU) established in 1971 (headquartered in Madison, USA). Some credit unions are closed, serving only their members. However, the more and more popularitywin cooperatives of open type. Principles of cooperative democracy and interaction were adequate to the purposes for which people joined credit unions. Credit union promotes the effective conservation of personal funds of its members, giving them the loans from the funds of the credit union, as well as the sharing of savings in education, housing, health care and other programs of social support and social development of its members. The main advantage of credit unions consists in transparency, controllability, governance for shareholders. Since the early 80's started the process of consolidation of credit unions, leading to a decrease in their number with a simultaneous increase in the total number of members. The relationship of shareholders with credit union are not client-based, they are co-operative, based on different principles and standards, in particular, on the principles of the law of obligations. The value of credit unions is not limited to the role of the economic agent - they are an important element of the social structure and a factor of social stability and progress.

Credit Union Location in St. Paul, Minnesota

St. Paul, Minnesota have 7 agent Credit Union location in your country. All country.

Some credit unions are closed, serving only their members. However, the more and more popularitywin cooperatives of open type. Credit union promotes the effective conservation of personal funds of its members, giving them the loans from the funds of the credit union, as well as the sharing of savings in education, housing, health care and other programs of social support and social development of its members.

Agent	Contacts
Buckbee Mears Employees Credit Union, St. Paul	2250 Wabash Avenue Saint Paul, MN 55114 Phone: (651) 641-4230 Routing number: 63543
Carpenters Federal Credit Union, St. Paul	720 Olive Street Saint Paul, MN 55130 Phone: (651) 646-8827 Routing number: 24676
Como Northtown Community Credit Union, St. Paul	976 Lexington Parkway N Saint Paul, MN 55103-1108 Phone: (651) 488-2535 Routing number: 61723
Hiway Federal Credit Union, St. Paul	111 Empire Drive Saint Paul, MN 55103 Phone: (651) 291-1515 Routing number: 24360
Metropolitan Services Credit Union, St. Paul	475 Etna Street Suite 10 Saint Paul, MN 55106 Phone: (651) 602-8105 Routing number: 64999
St. Pascal Parish Credit Union, St. Paul	1757 Conway Street Saint Paul, MN 55106 Phone: (651) 260-2124 Routing number: 62496
St. Paul Federal Credit Union, St. Paul	1330 Conway St Ste 200 Saint Paul, MN 55106 Phone: (651) 772-8744 Routing number: 24358

The economic basis of credit unions - finances of a household. The main objective of the credit union - to ensure financial stability of a household, to ensure the priority of their shareholders' financial interests. Specialization of credit unions to provide financial services to its shareholders requires a particularly strict regulation of membership and acceptable activities. The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks. All the members of the credit union, regardless of gender, ethnicity, religious and political beliefs, as well as the size of the monetary share have equal rights. To reduce the risk of default on loans members of the credit union shall the joint guarantee.