In the U.S., credit unions have a clear organizational structure. All credit unions belong to one or the other parent credit union (there are 35 of them in the U.S.). Credit unions also differ from the traditional consumer cooperatives. Contributions from of shareholders in credit unions in no way can be considered as borrowed funds, they come from the shareholders and for the shareholders and can not be used to provide services to third parties. In the case of default the shareholder - individual will respond with its property and, in addition, is jointly and severally liable with the credit union's commitments.
Credit Union Location in Mckees Rocks, Pennsylvania
Mckees Rocks, Pennsylvania have 4 agent Credit Union location in your country. All country.
Credit unions also differ from the traditional consumer cooperatives. In the case of default the shareholder - individual will respond with its property and, in addition, is jointly and severally liable with the credit union's commitments.
| Agent | Contacts |
|---|---|
| I B M Pittsburgh Federal Credit Union, Mckees Rocks |
5570 Aiken Road Mckees Rocks, PA 15136
Phone: (412) 747-9004 Routing number: 21346 Charter number: 243083758 |
| Little Giant Federal Credit Union, Mckees Rocks |
600 Chartiers Avenue Mckees Rocks, PA 15136
Phone: (412) 771-6400 Routing number: 04709 Charter number: 243084333 |
| Plumbers Local #27 Federal Credit Union, Mckees Rocks |
84 Midway Drive Mckees Rocks, PA 15136
Phone: (412) 920-2700 Routing number: 24594 Charter number: 243084362 |
| Sto-Rox Community Federal Credit Union, Mckees Rocks |
Sto-Rox Community Federal Credit Union 701 Chartiers Avenue Mckees Rocks, PA 15136
Phone: (412) 771-3777 Routing number: 19517 Charter number: 243382446 |
Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America. Representative organization, leading the coordination work in the field of development of both global and national credit union movement is the World Council of Credit Unions (WOCCU) established in 1971 (headquartered in Madison, USA). Credit unions also differ from the traditional consumer cooperatives. The uniqueness of credit unions is that they put together the principles and benefits of financial cooperatives, consumer cooperatives and mutual aid funds, born once by trade unions. Credit union services are available only to its shareholders. A potential new member of a credit union must submit a recommendation of shareholders in which the referee becomes a warrant of a future member of the credit union. Credit unions of the open type are still controlled by their members, but at the same time provide services to people who are not its members (external customers). Taking a decision to join a credit union, citizens create an organization through which they participate in the shared savings by mutual crediting and joint (collective) use of personal savings. Shareholders in corporate organizations are basic credit unions, besides the same union can be a shareholder of several corporate organizations. U.S. credit unions have another significant difference from the credit cooperatives of farmers: the first have major proportion of short-term loans, the second - long and mostly in real estate.
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