Today in the UK there are about 700 credit unions with assets exceeding 200 million pounds. Main share of credit unions assets is concentrated in loans (about 50%), while the share of consumer loans in commercial banks and finance companies active operations rarely exceeds 15%. The most common type of loans in credit unions are loans to purchase new and used cars (40%), followed by first mortgages and second mortgages (35%), about 10% are unsecured personal loans to member of unions and about 15% - are loans on credit cards and other loans. Cooperation between credit unions, how they would not have been named, took place always, from the moment when the movement moved outside one credit union. Credit unions of the open type are still controlled by their members, but at the same time provide services to people who are not its members (external customers). International cooperation has been particularly felt since the days when Alphonse Desjardins began the activity on development of credit union movement in North America. Until the mid-XX century, credit unions in the United States had little assets that did not exceed, as a rule, 100 thousand dollars The main activities of credit unions, aimed at the organization of mutual aid and social support of citizens is not intended to profit. Initially, the target groups of credit unions were farmers (Raiffeisen), and now they include both individuals (credit unions), and organizations.
Credit Union Location in Elizabeth, Pennsylvania
Elizabeth, Pennsylvania have 1 agent Credit Union location in your country. All country.
Main share of credit unions assets is concentrated in loans (about 50%), while the share of consumer loans in commercial banks and finance companies active operations rarely exceeds 15%. The most common type of loans in credit unions are loans to purchase new and used cars (40%), followed by first mortgages and second mortgages (35%), about 10% are unsecured personal loans to member of unions and about 15% - are loans on credit cards and other loans. Credit unions of the open type are still controlled by their members, but at the same time provide services to people who are not its members (external customers).
| Agent | Contacts |
|---|---|
| Clairton Works Federal Credit Union, Elizabeth |
121 S 2nd Avenue Elizabeth, PA 15037
Phone: (412) 384-7088 Routing number: 01646 Charter number: 243380150 |
Corporate credit unions are united on a cooperative basis in the Central Credit Union (US Central Credit Union). Credit union promotes the effective conservation of personal funds of its members, giving them the loans from the funds of the credit union, as well as the sharing of savings in education, housing, health care and other programs of social support and social development of its members. To reduce the risk of default on loans members of the credit union shall the joint guarantee. Shareholders in corporate organizations are basic credit unions, besides the same union can be a shareholder of several corporate organizations.
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