Credit Union Location in Springfield, Ohio

Activity of the credit union consists of organizing mutual financial assistance by meeting the needs of its members in the services of saving and obtaining loans. Some credit unions are closed, serving only their members. However, the more and more popularitywin cooperatives of open type. Credit union is created by a group of members who pursue a common interest. Agreeing to make regular contributions, they create a fund from which can borrow money for investments and replenishment of working capital at favorable interest rates. In the U.S. credit unions timely and full repayment of loans is a common phenomenon. Unpaid and delinquent loans are not more than 3% of their amount. Credit union promotes the effective conservation of personal funds of its members, giving them the loans from the funds of the credit union, as well as the sharing of savings in education, housing, health care and other programs of social support and social development of its members. The main advantage of credit unions consists in transparency, controllability, governance for shareholders. As of the January 1, 2012 the national associations and confederations unite more than 196 million members participating in the 51,013 credit unions in 100 countries. Credit unions are financial institutions, financial cooperatives of citizens, and in this capacity they are above all associations of people, not unification of capitals, which is typical, for example, for public companies. The right to use the services of the credit union have only its members.

Credit Union Location in Springfield, Ohio

Springfield, Ohio have 6 agent Credit Union location in your country. All country.

Some credit unions are closed, serving only their members. However, the more and more popularitywin cooperatives of open type. In the U.S. credit unions timely and full repayment of loans is a common phenomenon. Unpaid and delinquent loans are not more than 3% of their amount.

Agent	Contacts
Athena Credit Union, Inc., Springfield	1427 W First Street Springfield, OH 45504 Phone: (937) 328-2126 Routing number: 96781 Charter number: 242279149
Edison Credit Union, Springfield	420 S York St Springfield, OH 45505 Phone: (937) 325-3582 Routing number: 62269 Charter number: 242279136
International Harvester Employee Credit Union, Springfield	5000 Urbana Road Springfield, OH 45502 Phone: (937) 390-1800 Routing number: 61744 Charter number: 242279068
Robbins & Myers Employees Federal Credit Union, Springfield	1631 West Main Street Springfield, OH 45504 Phone: (937) 325-8697 Routing number: 00346 Charter number: 242279097
Springfield Postal Employees Federal Credit Union, Springfield	150 N Limestone St Room 208 Springfield, OH 45501 Phone: (937) 323-8949 Routing number: 07022 Charter number: 242279110
Wittenberg University Federal Credit Union, Springfield	200 West Ward Street Springfield, OH 45503 Phone: (937) 327-6427 Routing number: 14444 Charter number: 242279181

The main advantage of credit unions consists in transparency, controllability, governance for shareholders. Since the early 80's started the process of consolidation of credit unions, leading to a decrease in their number with a simultaneous increase in the total number of members. Standards by which credit unions build their work do not coincide with the standards and regulations of consumer cooperation of the usual type. Credit Union - a non-profit financial institution specialized in mutual financial assistance by providing savings and credit services to their members.