Typically, donor contributions to the credit unions are targeted and used in the same statutory requirements and restrictions as the Mutual Financial Aid fund as a whole. Borrowing rate for the credit union is a source of income to cover the administrative costs. All excess funds are returned to members in the form of dividends on savings. Representative organization, leading the coordination work in the field of development of both global and national credit union movement is the World Council of Credit Unions (WOCCU) established in 1971 (headquartered in Madison, USA). The uniqueness of credit unions is that they put together the principles and benefits of financial cooperatives, consumer cooperatives and mutual aid funds, born once by trade unions. When organizing the credit union it is important that people know each other and know the extent to which each of them is trustworthy. Until the 70's there was a proliferation of the U.S. credit unions due to the increase of their number and the number of shareholders, although it must be acknowledged that there was also and a qualitative growth. Shareholders in corporate organizations are basic credit unions, besides the same union can be a shareholder of several corporate organizations. The specifics of credit unions and, in some sense, their uniqueness lies in the fact that they work not for profit and do not appropriate profit.
Charlotte, North Carolina have 8 agent Credit Union location in your country. All country.
Borrowing rate for the credit union is a source of income to cover the administrative costs. All excess funds are returned to members in the form of dividends on savings. The uniqueness of credit unions is that they put together the principles and benefits of financial cooperatives, consumer cooperatives and mutual aid funds, born once by trade unions.
Agent | Contacts |
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Blue Flame Credit Union, Charlotte |
4301 Yancey Road Charlotte, NC 28217
Phone: (704) 523-0075 Routing number: 63519 Charter number: 253074951 |
Carolina Cooperative Credit Union, Charlotte |
6502 Mcmahon Drive Charlotte, NC 28226
Phone: (704) 543-8901 Routing number: 24801 Charter number: 253075251 |
Carolina Postal Credit Union, Charlotte |
3601 Mulberry Church Rd Charlotte, NC 28208
Phone: (704) 392-3418 Routing number: 63425 Charter number: 253075031 |
Carolinas Telco Federal Credit Union, Charlotte |
2821 Crisman St Charlotte, NC 28208
Phone: (704) 391-5600 Routing number: 23494 Charter number: 253074977 |
Charlotte Fire Department Credit Union, Charlotte |
2100 Commonwealth Avenue Charlotte, NC 28205
Phone: (704) 375-3950 Routing number: 63566 Charter number: 253075044 |
Charlotte Metro Credit Union, Charlotte |
718 Central Ave Charlotte, NC 28204
Phone: (704) 375-0183 Routing number: 24808 Charter number: 253075028 |
First Legacy Community Credit Union, Charlotte |
431 Beatties Ford Road Charlotte, NC 28216
Phone: (704) 375-5781 Routing number: 68593 Charter number: 253075293 |
Shepherds Credit Union, Charlotte |
5525 Albemarle Rd Charlotte, NC 28212
Phone: (704) 625-1469 Routing number: 24832 |
At the organization of the credit union it is important that people know each other and know the extent to which each of them is trustworthy. All the members of the credit union, regardless of gender, ethnicity, religious and political beliefs, as well as the size of the monetary share have equal rights. Credit unions of the open type are still controlled by their members, but at the same time provide services to people who are not its members (external customers). Shareholders in corporate organizations are basic credit unions, besides the same union can be a shareholder of several corporate organizations. In some cases, the initiators of credit unions can be trade unions, associations such as social support centers and others.