Credit Union Location in Winston-Salem, North Carolina

Most modern credit unions represent specialized consumer cooperatives of citizens associated by the principle of social community: place of work, place of residence, profession, or any other shared interest. The economic basis of credit unions - finances of a household. The main objective of the credit union - to ensure financial stability of a household, to ensure the priority of their shareholders' financial interests. Credit unions appeared in England in the 19th century. In 1844 a group of workers from Rochdale established the first cooperative. Contributions from of shareholders in credit unions in no way can be considered as borrowed funds, they come from the shareholders and for the shareholders and can not be used to provide services to third parties. The relationship between credit unions and shareholders arise from the membership and are not customer relationship. Credit unions encourage the proper use of shareholders savings, developing social programs (education, health, recreation, housing, etc.). Credit Union - one of the most attractive financial institutions for the public being a non-profit alternative to banks.

Credit Union Location in Winston-Salem, North Carolina

Winston-Salem, North Carolina have 7 agent Credit Union location in your country. All country.

The economic basis of credit unions - finances of a household. The main objective of the credit union - to ensure financial stability of a household, to ensure the priority of their shareholders' financial interests. Contributions from of shareholders in credit unions in no way can be considered as borrowed funds, they come from the shareholders and for the shareholders and can not be used to provide services to third parties.

Agent	Contacts
Allegacy Federal Credit Union, Winston-Salem	1691 Westbrook Plaza Dr. Winston-Salem, NC 27103 Phone: (336) 774-3400 Routing number: 24438 Charter number: 253177887
Hanesbrands Credit Union, Winston-Salem	5995 Museum Dr Winston Salem, NC 27105 Phone: (336) 519-7528 Routing number: 60881 Charter number: 253177748
Members Credit Union, Winston-Salem	2098 Frontis Plaza Blvd Winston Salem, NC 27103 Phone: (336) 748-4800 Routing number: 60002 Charter number: 253177793
Piedmont Aviation Credit Union, Winston-Salem	3810 North Liberty Street Winston-Salem, NC 27105 Phone: (910) 661-5861 Fax (91 Routing number: 60160 Charter number: 253177861
Team And Wheel Federal Credit Union, Winston-Salem	1405 Trade Mart Blvd Winston Salem, NC 27127 Phone: (336) 785-0103 Routing number: 21639 Charter number: 253178022
Truliant Federal Credit Union, Winston-Salem	3200 Truliant Way Winston Salem, NC 27103 Phone: (336) 659-1955 Routing number: 07840 Charter number: 253177832
Winston Salem City Emp Credit Union, Winston-Salem	711 Salem Avenue Winston Salem, NC 27101 Phone: (336) 727-2663 Routing number: 24814 Charter number: 253177968

Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America. Credit unions also differ from the traditional consumer cooperatives. Among the U.S. credit unions, there are three groups that differ in terms of assets, shareholders, and business services. The main advantage of credit unions consists in transparency, controllability, governance for shareholders. Consumer loan and reliable savings - these are the main goals, which mean "natural persons" having decided to unite in credit consumer cooperative. In the case of default the shareholder - individual will respond with its property and, in addition, is jointly and severally liable with the credit union's commitments. Corporate alliances are intermediaries between credit unions and financial markets. A potential new member of a credit union must submit a recommendation of shareholders in which the referee becomes a warrant of a future member of the credit union.