Some credit unions are closed, serving only their members. However, the more and more popularitywin cooperatives of open type. Credit union is created by a group of members who pursue a common interest. Agreeing to make regular contributions, they create a fund from which can borrow money for investments and replenishment of working capital at favorable interest rates. In the case of default the shareholder - individual will respond with its property and, in addition, is jointly and severally liable with the credit union's commitments. The value of credit unions is not limited to the role of the economic agent - they are an important element of the social structure and a factor of social stability and progress. The relationship between credit unions and shareholders arise from the membership and are not customer relationship. In the UK, credit unions are a source of financing of people groups. This tool is not widely used. Credit unions are financial institutions, financial cooperatives of citizens, and in this capacity they are above all associations of people, not unification of capitals, which is typical, for example, for public companies.
Las Vegas, Nevada have 9 agent Credit Union location in your country. All country.
Credit union is created by a group of members who pursue a common interest. Agreeing to make regular contributions, they create a fund from which can borrow money for investments and replenishment of working capital at favorable interest rates. The value of credit unions is not limited to the role of the economic agent - they are an important element of the social structure and a factor of social stability and progress.
Agent | Contacts |
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Clark County Credit Union, Las Vegas |
2625 North Tenaya Las Vegas, NV 89128
Phone: (702) 228-2228 Routing number: 86752 |
Las Vegas Up Employees Federal Credit Union, Las Vegas |
320 North 10th Street Las Vegas, NV 89101
Phone: (702) 382-9688 Routing number: 07698 |
Nevada Federal Credit Union, Las Vegas |
2645 S Mojave Rd Las Vegas, NV 89114
Phone: (702) 457-1000 Routing number: 06573 |
Plus Credit Union, Las Vegas |
1900 S. Jones Blvd. Las Vegas, NV 89146
Phone: (702) 871-4746 Routing number: 86756 |
S W G Federal Credit Union, Las Vegas |
5241 Spring Mountain Rd Las Vegas, NV 89150
Phone: (702) 876-7229 Routing number: 13670 |
Silver State Schools Credit Union, Las Vegas |
4221 South McLeod Drive Las Vegas, NV 89121
Phone: (702) 733-8820 Routing number: 97085 |
Sonepco Federal Credit Union, Las Vegas |
6475 W. Sahara Ave Las Vegas, NV 89146
Phone: (702) 871-0977 Routing number: 10484 |
Stage Employees Federal Credit Union, Las Vegas |
3000 South Valley View Blvd Las Vegas, NV 89102
Phone: (702) 873-3675 Routing number: 16225 |
Weststar Credit Union, Las Vegas |
8395 W Sunset Road Suite 200 Las Vegas, NV 89113
Phone: (702) 791-4777 Routing number: 68227 |
The economic basis of credit unions - finances of a household. The main objective of the credit union - to ensure financial stability of a household, to ensure the priority of their shareholders' financial interests. Main share of credit unions assets is concentrated in loans (about 50%), while the share of consumer loans in commercial banks and finance companies active operations rarely exceeds 15%. The most common type of loans in credit unions are loans to purchase new and used cars (40%), followed by first mortgages and second mortgages (35%), about 10% are unsecured personal loans to member of unions and about 15% - are loans on credit cards and other loans. Credit unions attract people in the first place by the opportunity to get cash loan (credit) - quickly and relatively inexpensively. Some credit unions are closed, serving only their members. However, the more and more popularitywin cooperatives of open type. The uniqueness of credit unions is that they put together the principles and benefits of financial cooperatives, consumer cooperatives and mutual aid funds, born once by trade unions. Credit unions perform the function of social protection in a vital for people sphere of financial services. They care about improving the financial literacy of the population, are working on the formation of their members and their employees. A potential new member of a credit union must submit a recommendation of shareholders in which the referee becomes a warrant of a future member of the credit union. The relationship of shareholders with credit union are not client-based, they are co-operative, based on different principles and standards, in particular, on the principles of the law of obligations.