In the U.S. credit unions timely and full repayment of loans is a common phenomenon. Unpaid and delinquent loans are not more than 3% of their amount. The main advantage of credit unions consists in transparency, controllability, governance for shareholders. The main activities of credit unions, aimed at the organization of mutual aid and social support of citizens is not intended to profit. Credit unions encourage the proper use of shareholders savings, developing social programs (education, health, recreation, housing, etc.). Credit Union - one of the most attractive financial institutions for the public being a non-profit alternative to banks.
Credit Union Location in Beltsville, Maryland
Beltsville, Maryland have 1 agent Credit Union location in your country. All country.
The main advantage of credit unions consists in transparency, controllability, governance for shareholders. Credit unions encourage the proper use of shareholders savings, developing social programs (education, health, recreation, housing, etc.).
| Agent | Contacts |
|---|---|
| N A R C Federal Credit Union, Beltsville |
5601 Sunnyside Ave. Bldg. 1-1180 Beltsville, MD 20705
Phone: (301) 474-0200 Routing number: 03072 Charter number: 255076902 |
Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America. In the U.S., credit unions have a clear organizational structure. All credit unions belong to one or the other parent credit union (there are 35 of them in the U.S.). Credit unions attract people in the first place by the opportunity to get cash loan (credit) - quickly and relatively inexpensively. The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks. Consumer loan and reliable savings - these are the main goals, which mean "natural persons" having decided to unite in credit consumer cooperative. Important specifics of creating a credit union - an initiative order of organization: people do not receive any instructions, orders or regulations, the unification into a credit union occurs by their will and decision. Credit Union - a non-profit financial institution specialized in mutual financial assistance by providing savings and credit services to their members. To increase the number of credit unions in 1979 was adopted the corresponding law that serves as the legal basis of their activity.
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