Credit Union Location in Des Moines, Iowa

Membership in the credit union is voluntary and is open to all citizens bound by with joint work or residence, who wished to create a credit union to use its services and are willing to take on relevant commitments and responsibilities. Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America. Borrowing rate for the credit union is a source of income to cover the administrative costs. All excess funds are returned to members in the form of dividends on savings. Representative organization, leading the coordination work in the field of development of both global and national credit union movement is the World Council of Credit Unions (WOCCU) established in 1971 (headquartered in Madison, USA). Credit unions also differ from the traditional consumer cooperatives. The uniqueness of credit unions is that they put together the principles and benefits of financial cooperatives, consumer cooperatives and mutual aid funds, born once by trade unions. Is necessary that all shareholders of the credit union were members of a single community, would know each other well enough to enjoy mutual trust. On the consumer credit market in the U.S. credit unions are on the third place after the commercial banks and finance companies and are ahead of savings institutions, not taking into account the loans on real estate.

Credit Union Location in Des Moines, Iowa

Des Moines, Iowa have 17 agent Credit Union location in your country. All country.

Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America. Representative organization, leading the coordination work in the field of development of both global and national credit union movement is the World Council of Credit Unions (WOCCU) established in 1971 (headquartered in Madison, USA).

Agent	Contacts
Polk County Credit Union, Des Moines	111 Court Ave Rm 110 Des Moines, IA 50309 Phone: (515) 244-8647 Routing number: 65039
Premier Credit Union, Des Moines	800 9th St Des Moines, IA 50309 Phone: (515) 282-1611 Routing number: 64271
The Cornerstone Credit Union, Des Moines	414 61st Street Des Moines, IA 50312 Phone: (515) 274-2343 Routing number: 64339
Tradesmen Community Credit Union, Des Moines	1400 2nd Avenue Des Moines, IA 50314 Phone: (515) 243-8735 Routing number: 64361
United Service Credit Union, Des Moines	1212 Pleasant Street Suite 106 Des Moines, IA 50309 Phone: (515) 241-4412 Routing number: 61919
Usda Credit Union, Des Moines	210 Walnut Rm 927 Des Moines, IA 50309 Phone: (515) 243-0480 Routing number: 65195
Village Credit Union, Des Moines	601 E Court Ave Des Moines, IA 50309 Phone: (515) 243-4400 Routing number: 64308

1 2

To date, credit unions - virtually the only form of financial institution where people can quickly and without any problems get a relatively inexpensive cash loan. Representative organization, leading the coordination work in the field of development of both global and national credit union movement is the World Council of Credit Unions (WOCCU) established in 1971 (headquartered in Madison, USA). Is necessary that all shareholders of the credit union were members of a single community, would know each other well enough to enjoy mutual trust. Credit unions perform the function of social protection in a vital for people sphere of financial services. They care about improving the financial literacy of the population, are working on the formation of their members and their employees. Since the early 80's started the process of consolidation of credit unions, leading to a decrease in their number with a simultaneous increase in the total number of members. The specifics of credit unions and, in some sense, their uniqueness lies in the fact that they work not for profit and do not appropriate profit. Worldwide credit union movement is represented by regional confederations and national organizations within the World Council of Credit Unions.