Until the 70's there was a proliferation of the U.S. credit unions due to the increase of their number and the number of shareholders, although it must be acknowledged that there was also and a qualitative growth. Income derived from the provision of services to its members, does not become the profit of credit union and is distributed among its members in proportion to their savings. Consumer loan and reliable savings - these are the main goals, which mean "natural persons" having decided to unite in credit consumer cooperative. Credit unions are financial institutions, financial cooperatives of citizens, and in this capacity they are above all associations of people, not unification of capitals, which is typical, for example, for public companies. U.S. credit unions have another significant difference from the credit cooperatives of farmers: the first have major proportion of short-term loans, the second - long and mostly in real estate. Worldwide credit union movement is represented by regional confederations and national organizations within the World Council of Credit Unions.
Credit Union Location in Grand Forks, North Dakota
Grand Forks, North Dakota have 6 agent Credit Union location in your country. All country.
Income derived from the provision of services to its members, does not become the profit of credit union and is distributed among its members in proportion to their savings. Credit unions are financial institutions, financial cooperatives of citizens, and in this capacity they are above all associations of people, not unification of capitals, which is typical, for example, for public companies.
| Agent | Contacts |
|---|---|
| Area Community Credit Union, Grand Forks |
2800 S Washington St Grand Forks, ND 58201
Phone: (701) 772-2690 Routing number: 64294 |
| Burlington Northern Grand Fork Federal Credit Union, Grand Forks |
3030 Demers Ave Grand Forks, ND 58201
Phone: (701) 772-7922 Routing number: 01344 |
| Med Park Credit Union, Grand Forks |
1200 S. Columbia Road Grand Forks, ND 582066002
Phone: (701) 780-5733 Routing number: 62593 |
| Northern States Power Company Employees Federal Credit Union, Grand Forks |
1206 5th Ave S Grand Forks, ND 58201
Phone: (701) 795-5244 Routing number: 00147 |
| Riverfork Federal Credit Union, Grand Forks |
711 N Washington St Grand Forks, ND 58203
Phone: (701) 775-0593 Routing number: 13067 |
| University Federal Credit Union, Grand Forks |
Memorial Union Rm 136 2901 University Ave Ms 8222 Grand Forks, ND 58202
Phone: (701) 777-2274 Routing number: 01904 |
Credit unions attract people in the first place by the opportunity to get cash loan (credit) - quickly and relatively inexpensively. First Credit Union was savings unprofitable institution, or rather credit cooperative, providing services to its members. When organizing the credit union it is important that people know each other and know the extent to which each of them is trustworthy. The relationship of shareholders with credit union are not client-based, they are co-operative, based on different principles and standards, in particular, on the principles of the law of obligations. In the UK, credit unions are a source of financing of people groups. This tool is not widely used.
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