Credit Union Location in Des Moines, Iowa

In the U.S. credit unions timely and full repayment of loans is a common phenomenon. Unpaid and delinquent loans are not more than 3% of their amount. The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks. When organizing the credit union it is important that people know each other and know the extent to which each of them is trustworthy. Credit union services are available only to its shareholders. All the members of the credit union, regardless of gender, ethnicity, religious and political beliefs, as well as the size of the monetary share have equal rights. In the credit union compensation for use of the loan (interest) is a source of compensation for savings. The value of credit unions is not limited to the role of the economic agent - they are an important element of the social structure and a factor of social stability and progress. Worldwide credit union movement is represented by regional confederations and national organizations within the World Council of Credit Unions.

Credit Union Location in Des Moines, Iowa

Des Moines, Iowa have 17 agent Credit Union location in your country. All country.

The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks. Credit union services are available only to its shareholders.

Agent	Contacts
A - E Employees Credit Union, Des Moines	A - E Employees Credit Union 2201 E University Des Moines, IA 50317 Phone: (515) 262-7371 Routing number: 61227
Affinity Credit Union, Des Moines	475 Nw Hoffman Lane Des Moines, IA 50313 Phone: (515) 288-7225 Routing number: 62829
Capitol View Credit Union, Des Moines	1000 E Grand Ave Des Moines, IA 50319 Phone: (515) 725-2167 Routing number: 62878
Des Moines Fire Department Credit Union, Des Moines	900 Mulberry Des Moines, IA 50309 Phone: (515) 288-2521 Routing number: 64943
Des Moines Metro Credit Union, Des Moines	100 University Avenue Des Moines, IA 50314 Phone: (515) 283-4195 Routing number: 64380
Des Moines Police Officers Credit Union, Des Moines	423 East Court Avenue Des Moines, IA 50309 Phone: (515) 243-2677 Routing number: 65150
Des Moines Water Works Credit Union, Des Moines	2201 George Flagg Parkway Des Moines, IA 50321 Phone: (515) 282-1908 Routing number: 63486
Edco Community Credit Union, Des Moines	609 38th Street Des Moines, IA 50312 Phone: (515) 274-4100 Routing number: 63758
Emc Credit Union, Des Moines	700 Walnut Des Moines, IA 50309 Phone: (515) 243-6289 Routing number: 60033
Federal Employees Credit Union, Des Moines	210 Walnut St Ste. 132 Des Moines, IA 50309 Phone: (515) 244-1458 Routing number: 64443

1 2

Membership in the credit union is voluntary and is open to all citizens bound by with joint work or residence, who wished to create a credit union to use its services and are willing to take on relevant commitments and responsibilities. Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America. Representative organization, leading the coordination work in the field of development of both global and national credit union movement is the World Council of Credit Unions (WOCCU) established in 1971 (headquartered in Madison, USA). The economic basis of credit unions - finances of a household. The main objective of the credit union - to ensure financial stability of a household, to ensure the priority of their shareholders' financial interests. Credit unions of the open type are still controlled by their members, but at the same time provide services to people who are not its members (external customers). In the case of default the shareholder - individual will respond with its property and, in addition, is jointly and severally liable with the credit union's commitments. Credit Union - a non-profit financial institution specialized in mutual financial assistance by providing savings and credit services to their members.