Membership in the credit union is voluntary and is open to all citizens bound by with joint work or residence, who wished to create a credit union to use its services and are willing to take on relevant commitments and responsibilities. The number of shareholders of a credit union is limited and formalized by a list. Limit of the number is defined by the assembly and such assembly establishes the charter. Income received by the credit union shall be distributed among the shareholders or spent for the depreciation of services, that is, are the most effective means of meeting the needs of shareholders. Until the 70's there was a proliferation of the U.S. credit unions due to the increase of their number and the number of shareholders, although it must be acknowledged that there was also and a qualitative growth. Until the mid-XX century, credit unions in the United States had little assets that did not exceed, as a rule, 100 thousand dollars Consumer loan and reliable savings - these are the main goals, which mean "natural persons" having decided to unite in credit consumer cooperative.
Lewiston, Idaho have 5 agent Credit Union location in your country. All country.
The number of shareholders of a credit union is limited and formalized by a list. Limit of the number is defined by the assembly and such assembly establishes the charter. Until the 70's there was a proliferation of the U.S. credit unions due to the increase of their number and the number of shareholders, although it must be acknowledged that there was also and a qualitative growth.
Agent | Contacts |
---|---|
Clearwater Credit Union, Lewiston |
320 15th Street Lewiston, ID 83501
Phone: (208) 746-9836 Routing number: 82546 |
Lewis Clark Credit Union, Lewiston |
1626 17th St Lewiston, ID 83501
Phone: (208) 746-7233 Routing number: 68386 |
Lewiston Catholic Credit Union, Lewiston |
1132 Idaho Street Lewiston, ID 83501
Phone: (208) 746-7366 Routing number: 82524 |
Potlatch No 1 Federal Credit Union, Lewiston |
654 Southway Ave Lewiston, ID 83501
Phone: (208) 746-8900 Routing number: 02734 |
Tribune Credit Union, Lewiston |
505 C Street Lewiston, ID 83501
Phone: (208) 848-2245 Routing number: 82545 |
In recent decades, many credit unions began to resort to such form of service as First central bank of credit unions appeared in 1876. Credit unions began to appear rapidly in many European countries. Credit unions perform the function of social protection in a vital for people sphere of financial services. They care about improving the financial literacy of the population, are working on the formation of their members and their employees. Over 30% of the assets of credit unions are investments in government securities, certificates of deposit of banks and savings loan associations, as well as in the parent credit unions, and other risk-free investments. Important specifics of creating a credit union - an initiative order of organization: people do not receive any instructions, orders or regulations, the unification into a credit union occurs by their will and decision. Credit unions are financial institutions, financial cooperatives of citizens, and in this capacity they are above all associations of people, not unification of capitals, which is typical, for example, for public companies. Worldwide credit union movement is represented by regional confederations and national organizations within the World Council of Credit Unions. A potential new member of a credit union must submit a recommendation of shareholders in which the referee becomes a warrant of a future member of the credit union.