Credit Union Location in Miami, Florida

Representative organization, leading the coordination work in the field of development of both global and national credit union movement is the World Council of Credit Unions (WOCCU) established in 1971 (headquartered in Madison, USA). Credit unions attract people in the first place by the opportunity to get cash loan (credit) - quickly and relatively inexpensively. The number of shareholders of a credit union is limited and formalized by a list. Limit of the number is defined by the assembly and such assembly establishes the charter. Specialization of credit unions to provide financial services to its shareholders requires a particularly strict regulation of membership and acceptable activities. The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks. First central bank of credit unions appeared in 1876. Credit unions began to appear rapidly in many European countries. A potential new member of a credit union must submit a recommendation of shareholders in which the referee becomes a warrant of a future member of the credit union. International cooperation has been particularly felt since the days when Alphonse Desjardins began the activity on development of credit union movement in North America. In the credit union compensation for use of the loan (interest) is a source of compensation for savings. A credit union on its own initiative order is created by citizens (individuals) to solve their financial problems that they could not solve in other financial institutions.

Credit Union Location in Miami, Florida

Miami, Florida have 17 agent Credit Union location in your country. All country.

Credit unions attract people in the first place by the opportunity to get cash loan (credit) - quickly and relatively inexpensively. Specialization of credit unions to provide financial services to its shareholders requires a particularly strict regulation of membership and acceptable activities.

Agent	Contacts
Baptist Health South Florida Federal Credit Union, Miami	7315 Sw 87th Ave Ste 300 Miami, FL 33173 Phone: (305) 412-9920 Routing number: 14391 Charter number: 267082201
Dade County Federal Credit Union, Miami	1500 N.W. 107 Avenue Doral, FL 33172 Phone: (305) 471-5080 Routing number: 24508 Charter number: 266080107
Electricians Local 349 Credit Union, Miami	1657 Nw 17 Avenue Miami, FL 33125 Phone: (305) 325-0511 Routing number: 67338 Charter number: 266080181
Financial Federal Credit Union, Miami	22 E Flagler St 6th Floor Miami, FL 33131 Phone: (305) 577-1328 Routing number: 02149 Charter number: 266080026
Mercy Credit Union, Miami	3663 S Miami Ave Miami, FL 33133 Phone: (305) 285-2736 Routing number: 67756 Charter number: 266080343
Miami Federal Credit Union, Miami	51 Sw 1st Avenue Suite 604 Miami, FL 33130 Phone: (305) 377-1017 Routing number: 09287 Charter number: 266080369
Miami Firefighters Federal Credit Union, Miami	1111 Nw 7th St Miami, FL 33136 Phone: (305) 324-4004 Routing number: 00872 Charter number: 266080372
Miami Postal Service Credit Union, Miami	2190 Nw 72 Avenue Miami, FL 33122 Phone: (305) 592-7733 Routing number: 67330 Charter number: 266080440
North Dade Community Development Federal Credit Union, Miami	18591 Nw 27th Ave Miami Gardens, FL 33056 Phone: (305) 620-5877 Routing number: 24593
Ryder System Federal Credit Union, Miami	11690 Nw 105 Street Miami, FL 33178-1103 Phone: (305) 500-4000 Routing number: 13652 Charter number: 267080614

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The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks. Income received by the credit union shall be distributed among the shareholders or spent for the depreciation of services, that is, are the most effective means of meeting the needs of shareholders. Until the 70's there was a proliferation of the U.S. credit unions due to the increase of their number and the number of shareholders, although it must be acknowledged that there was also and a qualitative growth. Contributions from of shareholders in credit unions in no way can be considered as borrowed funds, they come from the shareholders and for the shareholders and can not be used to provide services to third parties. In the case of default the shareholder - individual will respond with its property and, in addition, is jointly and severally liable with the credit union's commitments. In some cases, the initiators of credit unions can be trade unions, associations such as social support centers and others. Credit unions historically formed as a special form of social support, initially taken upon themselves the social mission of protecting the interests of citizens in the field of financial services. Worldwide credit union movement is represented by regional confederations and national organizations within the World Council of Credit Unions.