Credit Union Location in Miami, Florida

Fund of Mutual Financial Aid of the credit union can be extended by sponsorship contributions from businesses, organizations, including on a returnable basis. In the U.S., credit unions have a clear organizational structure. All credit unions belong to one or the other parent credit union (there are 35 of them in the U.S.). To date, credit unions - virtually the only form of financial institution where people can quickly and without any problems get a relatively inexpensive cash loan. Credit unions attract people in the first place by the opportunity to get cash loan (credit) - quickly and relatively inexpensively. Some credit unions are closed, serving only their members. However, the more and more popularitywin cooperatives of open type. Membership in the credit union forms responsible citizens and conscientious attitude to their obligations as a norm of behavior, identify the value of a decent man's reputation in the business turnover. International cooperation has been particularly felt since the days when Alphonse Desjardins began the activity on development of credit union movement in North America. Historically, credit unions have grown from the experience of credit cooperatives, but they took the experience of organizations of mutual aid of citizens by moving methods of social self-protection from labor and toward consumption. Standards by which credit unions build their work do not coincide with the standards and regulations of consumer cooperation of the usual type. A potential new member of a credit union must submit a recommendation of shareholders in which the referee becomes a warrant of a future member of the credit union.

Credit Union Location in Miami, Florida

Miami, Florida have 17 agent Credit Union location in your country. All country.

In the U.S., credit unions have a clear organizational structure. All credit unions belong to one or the other parent credit union (there are 35 of them in the U.S.). Credit unions attract people in the first place by the opportunity to get cash loan (credit) - quickly and relatively inexpensively.

Agent	Contacts
Shaw-Ross Employees Credit Union, Miami	Shaw-Ross Employees Credit Union 1605 Nw 159 St Miami, FL 33169 Phone: 305-625-4171 ext. 1215 Routing number: 67327 Charter number: 266090142
South Florida Educational Federal Credit Union, Miami	7800 Sw 117th Ave Miami, FL 33183 Phone: (305) 270-5200 Routing number: 00176 Charter number: 267077821
South Florida Federal Credit Union, Miami	1902 N.W. 14th Avenue Miami, FL 33125 Phone: (305) 545-0744 Routing number: 23041 Charter number: 266080686
St. James A M E Church Federal Credit Union, Miami	1845 Nw 65th Street Miami, FL 33147 Phone: (305) 693-3270 Routing number: 11791 Charter number: 267080643
Tropical Financial Credit Union, Miami	3050 Corporate Way Miramar, FL 33025 Phone: (888) 261-8328 Routing number: 68476 Charter number: 267077847
United Police Federal Credit Union, Miami	400 Nw 2nd Avenue Room # 309 Miami, FL 331281786 Phone: (305) 329-1400 Routing number: 00971 Charter number: 266080437
University Credit Union, Miami	13241 Sw 136 Street Miami, FL 33186 Phone: (786) 425-5000 Routing number: 67348 Charter number: 267077850

1 2

Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America. Main share of credit unions assets is concentrated in loans (about 50%), while the share of consumer loans in commercial banks and finance companies active operations rarely exceeds 15%. The most common type of loans in credit unions are loans to purchase new and used cars (40%), followed by first mortgages and second mortgages (35%), about 10% are unsecured personal loans to member of unions and about 15% - are loans on credit cards and other loans. Some credit unions are closed, serving only their members. However, the more and more popularitywin cooperatives of open type. Credit union is created by a group of members who pursue a common interest. Agreeing to make regular contributions, they create a fund from which can borrow money for investments and replenishment of working capital at favorable interest rates. Specialization of credit unions to provide financial services to its shareholders requires a particularly strict regulation of membership and acceptable activities. Important specifics of creating a credit union - an initiative order of organization: people do not receive any instructions, orders or regulations, the unification into a credit union occurs by their will and decision. Credit Union - a non-profit financial institution specialized in mutual financial assistance by providing savings and credit services to their members. A credit union on its own initiative order is created by citizens (individuals) to solve their financial problems that they could not solve in other financial institutions.