Today in the UK there are about 700 credit unions with assets exceeding 200 million pounds. Principles of cooperative democracy and interaction were adequate to the purposes for which people joined credit unions. Members of credit unions place in credit unions usually free fund balances, ie those that remain after expenses devoted to education of children, the acquisition of new properties, additional pension benefits, etc. In the credit union compensation for use of the loan (interest) is a source of compensation for savings. To increase the number of credit unions in 1979 was adopted the corresponding law that serves as the legal basis of their activity.