Credit Union Location in Anniston, Alabama

Credit unions attract people in the first place by the opportunity to get cash loan (credit) - quickly and relatively inexpensively. Credit unions encourage savings of citizens, setting compensation payments (interest) on savings and provide from these savings loans to their members. Credit unions also differ from the traditional consumer cooperatives. Credit union promotes the effective conservation of personal funds of its members, giving them the loans from the funds of the credit union, as well as the sharing of savings in education, housing, health care and other programs of social support and social development of its members. Is necessary that all shareholders of the credit union were members of a single community, would know each other well enough to enjoy mutual trust. Since the early 80's started the process of consolidation of credit unions, leading to a decrease in their number with a simultaneous increase in the total number of members. Initially, the target groups of credit unions were farmers (Raiffeisen), and now they include both individuals (credit unions), and organizations. In the UK, credit unions are a source of financing of people groups. This tool is not widely used. Unlike banks credit unions limit their activities to a closed circle of people.

Credit Union Location in Anniston, Alabama

Anniston, Alabama have 5 agent Credit Union location in your country. All country.

Credit unions encourage savings of citizens, setting compensation payments (interest) on savings and provide from these savings loans to their members. Credit union promotes the effective conservation of personal funds of its members, giving them the loans from the funds of the credit union, as well as the sharing of savings in education, housing, health care and other programs of social support and social development of its members.

Agent	Contacts
Brassies Credit Union, Anniston	1800 Golden Springs Road Anniston, AL 36207 Phone: (256) 831-7180 Routing number: 60593 Charter number: 262287742
Chem Family Credit Union, Anniston	702 Clydesdale Ave Anniston, AL 36201 Phone: (256) 237-0651 Routing number: 61055 Charter number: 262285951
Fort McClellan Credit Union, Anniston	1731 Noble Street Anniston, AL 36201 Phone: (256) 237-2113 Routing number: 61800 Charter number: 262287360
N.E.A.R.M.C. Employees Federal Credit Union, Anniston	220 East 10th Street Anniston, AL 36207 Phone: (256) 235-5377 Routing number: 11277 Charter number: 262285469
Northeast Alabama Postal Federal Credit Union, Anniston	1926 Wilmer Ave Anniston, AL 36201 Phone: (256) 237-4259 Routing number: 11056 Charter number: 262286688

Membership in the credit union is voluntary and is open to all citizens bound by with joint work or residence, who wished to create a credit union to use its services and are willing to take on relevant commitments and responsibilities. In recent decades, many credit unions began to resort to such form of service as Principles of cooperative democracy and interaction were adequate to the purposes for which people joined credit unions. Cooperation between credit unions, how they would not have been named, took place always, from the moment when the movement moved outside one credit union. To reduce the risk of default on loans members of the credit union shall the joint guarantee. Until the 70's there was a proliferation of the U.S. credit unions due to the increase of their number and the number of shareholders, although it must be acknowledged that there was also and a qualitative growth. Credit unions are financial institutions, financial cooperatives of citizens, and in this capacity they are above all associations of people, not unification of capitals, which is typical, for example, for public companies. Unlike banks credit unions limit their activities to a closed circle of people.