For transferring money via Xpress Money a client doesnt have to open a bank account, only to produce proof of identity to the agent: driving license of international standard or passport or other identity. Xpress Money is an Authorized Payment Institution (API), operating on the basis of a license of the Financial Regulation and Supervision (FSA). International money transfer system Unistream and the British system Xpress Money Services Ltd have completed the entire complex of works on the partnership agreement. On the territory of the Emirates, Xpress Money has its head office and operates more than 140 of their own offices. Services of Unistream will be fully available in more than 13 thousand service points of Xpress Money service worldwide, and customers of the English system will be serviced in Unistream.