Most service points of Western Union work in the time convenient for customers throughout the week and throughout the year. To obtain the Golden card can any client of Western Union, committing money transfers on this system more than 1 time per year. Getting the card is issued at the time of making of the next transfer. In 1933, by the Western Union Company were invented "singing telegrams". In 1914 Western Union engineers invented the first payment card - a prototype of the modern credit card. In the 1910-1920 years. Western Union is actively engaged in researching, innovating in the field of data transmission.