In the early forties of the 20th century, Western Union has used the first time a commercial intercity microwave transmission system. Another invention of Western Union - time synchronization. Money transfer is a matter of minutes, at any distance. Payment systems are one of basic elements of infrastructure of e-commerce. To obtain the Golden card can any client of Western Union, committing money transfers on this system more than 1 time per year. Getting the card is issued at the time of making of the next transfer.