In 1920, Western Union has implemented the world's first transmission of images over the ocean. Most service points of Western Union work in the time convenient for customers throughout the week and throughout the year. In 1914 Western Union engineers invented the first payment card - a prototype of the modern credit card. The Western Union Company is a financial services and communications company based in the United States. Gold Card Loyalty Program Western Union Western Union made so that the time in all of American civil services was the same.