1980 - for the first time in the history of Western Union revenues from money transfers exceeded the income from the telegraph service. Leaving the idea of expansion into Europe, Western Union took up the expansion of services in the U.S. market. By 1861 Western Union telegraph lines entangled the whole America. It's time to explore Europe. Payment systems are one of basic elements of infrastructure of e-commerce. In 2000 was launched the Web site westernunion.com, with which users from certain countries can independently transfer funds online.