In February 2009 the company entered into an agreement with Fexco to acquire 100% of its shares for $ 159.9 million. Western Union has several divisions, with products such as person-to-person money transfer, money orders, business payments and commercial services. You do not need to open a bank account, so you can send or receive money in any of the 170 000 service points of Western Union around the world. To obtain the Golden card can any client of Western Union, committing money transfers on this system more than 1 time per year. Getting the card is issued at the time of making of the next transfer. In 2000 was launched the Web site westernunion.com, with which users from certain countries can independently transfer funds online.