Western Union has several divisions, with products such as person-to-person money transfer, money orders, business payments and commercial services. In 2000 was launched the Web site westernunion.com, with which users from certain countries can independently transfer funds online. In 1884 Western Union has become a joint-stock company and was brought to the stock exchange. The company has entered in the first American stock index Dow Jones. Gold Card Loyalty Program Western Union Western Union made so that the time in all of American civil services was the same.