General conditions of remittances via RIA Money Transfer: payment is carried out in cash, euros and U.S. dollars. U.S. dollars and euros are the main currencies of money transfers, carried out by the system of RIA Envia. Ria MoneyTransfer agent network includes over 10,000 branches in 74 countries, among which are almost all major countries from Europe (except Belgium), and America. When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. RIA Money Transfers - the third largest provider on the world market of money remittances for people. RIA Envia is planning to develop its wired transfer service between the CIS countries (already connected to the bank systems of several countries). But for the present in these countries bank clients can only receive money transfers, sent from abroad via RIA Money Transfer. In order send or receive wired money transfer via RIA Money Transfers neither the recipient nor the sender doesn't have to have any bank accounts. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount.