General conditions of remittances via RIA Money Transfer: the remittance fee is paid by the sender only, the payment of the transfer is free of charge. Money transfers by RIA Envia are carried out in over 110 thousands of RIA Envia agents in more than 130 countries all over the world. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. Payment of transfers. Payment is made in cash in U.S. dollars, but you can get transfer also in Euro. Conversion of funds will then be made at the bank rate at the date of receipt of the transfer. The company RIA Envia is a member of Euronet financial group and has a wide network of agents and branches in Europe and North and Latin America. If sending a money transfer by RIA Money Transfer, the sender should report his precise data and contact numbers.