Originally Ria Money Transfer was servicing Latin American diaspora in the U.S. (hence the name). RIA Money Transfers - the third largest provider on the world market of money remittances for people. If the sender wishes, the unpaid money transfer will remain in the system for another week. The strategy of RIA Money Transfers was aimed on developing of a system of international money transfers, insuring and helping migrant workers to transfer money home. At the very beginning RIA Money transfers was aimed to provide services of money remittances to the guest workers, which came to work from abroad. In order send or receive wired money transfer via RIA Money Transfers neither the recipient nor the sender doesn't have to have any bank accounts. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount.