General conditions of remittances via RIA Money Transfer: the remittance fee is paid by the sender only, the payment of the transfer is free of charge. RIA Money Transfers - the third largest provider on the world market of money remittances for people. Money transfers by RIA Envia are carried out in over 110 thousands of RIA Envia agents in more than 130 countries all over the world. RIA Envia is planning to develop its wired transfer service between the CIS countries (already connected to the bank systems of several countries). But for the present in these countries bank clients can only receive money transfers, sent from abroad via RIA Money Transfer. RIA Financial Services Company is a part of Euronet group and has a network of more than 100,000 agent locations in 120 countries across Europe, America, Asia and Africa. The number of affiliates of RIA Money Transfer is constantly growing. For the current moment the company has more than 400 international partners. At the very beginning RIA Money transfers was aimed to provide services of money remittances to the guest workers, which came to work from abroad. In order send or receive wired money transfer via RIA Money Transfers neither the recipient nor the sender doesn't have to have any bank accounts. Now RIA Envia is expanding actively on Asian market (particularly in the South-East), Oceania and Africa.