Originally Ria Money Transfer was servicing Latin American diaspora in the U.S. (hence the name). All money transfers to the addressee are carried out in real time mode (on-line). Fee for sending of the transfer via RIA Money Transfer will be charged at a rate from 2.5 to 4% of the amount transferred. Payment of transfers. Payment is made in cash in U.S. dollars, but you can get transfer also in Euro. Conversion of funds will then be made at the bank rate at the date of receipt of the transfer. Commission for the wired money money transfer is charged only from the sender, the recipient only gets money in one of the RIA Envia agent offices. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount.