Originally Ria Money Transfer was servicing Latin American diaspora in the U.S. (hence the name). When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. How to make money transfer using RIA Money Transfer - tell a number of transfer to the recipient and within 10 minutes it will be possible to get money. RIA Money Transfer system does not require to declare the purpose of your money remittance.